UK Credit Card Deals - Useful Online Resources

A credit card is an ongoing flexible credit line. A credit card could be the right option for you if you need to borrow money in between pay cheques or for short periods of time (e.g. holidays).

All credit cards have a credit limit set when you first get your card which can usually be adjusted later. You can use your credit card to make purchases or to obtain cash advances up to the agreed limit. You will be required to repay a minimum amount each month and you will be charged interest on your borrowings.

Types of UK credit cards available:

VISA - You may find this name on your credit card. It is an international payment and card services organisation owned by 21,000 financial institutions.

MasterCard - Mastercard is an international corporation with more than 15,000 member financial institutions, that runs a payment service and card scheme.

Affinity cards - These support organisations such as charities, football clubs, and many other organisations. The company makes regular donations to your chosen organisation based on a percentage of your spend.

Gold & Platinum cards - These provide additional benefits and are normally only available to higher income earners.

Loyalty Cards - These offer reward programs in the form of incentives such as cash bonuses, AIR MILES, shopping points and other discounts.

Click here to view the full range of Bradford and Bingley's financial services. Just answer a few simple questions and we'll give you a tailored list of options from a selection of leading providers. Review each product in detail, then select and apply online when you've found the right one for you.